Saving at closing time in Naples can be essential to many buyers. Make sure you shop around before settling with a mortgage lender. Know which fees are the broker’s fees and which are third party. You want to understand everything you can about the mortgage and the closing costs you’ll face. Third party fees are harder to negotiate so you’ll want to know which and how much those fees are before hand. Also don’t forget to shop for hazard insurance, compare offers for homeowners insurance the same way to you for your mortgage. Realtors can also answer any questions you have.